Frequently Asked Questions

At Everwise Wealth Partners, we combine personalised service with expert financial advice. As an experienced and qualified financial planning and investing firm,  we prioritise understanding your unique personal and business needs to offer tailored solutions. As a Certified Financial Planner, we are committed to providing efficient, reliable, and strategic financial guidance that helps build long term wealth.

Our advisory services are designed to focus on values-driven planning and decision-making rather than trying to “beat the market". We help you make informed decisions, set financial goals, and create actionable plans to achieve success. We work closely with you to offer personalised advice tailored to your specific financial goals and aspirations.

Yes, we work with a diverse range of clients across New Zealand. Whether you’re an individual, family, trust or company we are equipped to handle your specific financial planning and investing  requirements.

We do not invest in locked-in schemes. Most portfolios can be liquidated and funds paid out within two weeks. However, KiwiSaver is subject to government regulations and remains locked in until retirement age or the purchase of your first home.

All investing involves some risk. However Financial Advisers in New Zealand are now highly regulated by the Financial Markets Authority (FMA) and required to engage in ongoing professional development. Each client is assessed individually through a comprehensive risk tolerance evaluation to ensure investment strategies align with your attitudes and comfort level, so your funds are never exposed to more market risk than you're comfortable with.

We believe in transparent and fair financial planning fees that reflect the value of our services. We begin with a complimentary discovery meeting, where we discuss your current financial situation and identify opportunities for improvement. During this initial session, we also outline any applicable fees for future work.

If we create an investment plan, there may be an associated fee. For ongoing advice, our primary fee structure is based on a tiered percentage of the investment funds we manage on your behalf, which is deducted monthly from your portfolio. 

In certain instances, we may charge an hourly rate or a fixed fee, depending on the nature of our services. Additionally, we may receive commissions from KiwiSaver providers.

Rest assured, all fees and commissions will be clearly disclosed in your written plan for your approval prior to implementation.

Getting started is simple! You can book a free consultation through our website or contact us directly to discuss your financial planning and investing needs. We will be happy to set up a free consultation to understand how we can best support your personal financial planning needs.